MATERIAL CONNECTIONS, AFFILIATE RELATIONSHIPS, OR COMPENSATION ARE DISCLOSED IN ACCORDANCE WITH FTC GUIDELINES. You are responsible for conducting your own due diligence.

SUPPLEMENTS, PRODUCTS, AND LIFESTYLE DISCUSSIONS DISCLAIMER

From time to time, the Website or the Company’s coaches may discuss or reference dietary supplements, herbs, nutraceuticals, medications, specific products, therapeutic modalities, or lifestyle strategies for EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY.

Any such discussions reflect GENERAL EDUCATIONAL PERSPECTIVES, PERSONAL OBSERVATIONS, OR INFORMATIONAL INSIGHTS based on publicly available information, training, or experience. THESE DISCUSSIONS ARE NOT MEDICAL ADVICE, CLINICAL RECOMMENDATIONS, OR PRESCRIPTIVE GUIDANCE OF ANY KIND.

You acknowledge and agree that: You are SOLELY RESPONSIBLE for conducting your own independent research and due diligence. You must consult a LICENSED HEALTHCARE PROVIDER before initiating, modifying, or discontinuing any supplement, medication, therapy, or lifestyle change.

Any decision to use or apply information from the Website or Content is made AT YOUR OWN RISK

YOU SHOULD NEVER RELY ON THE CONTENT AS A SUBSTITUTE FOR PROFESSIONAL MEDICAL ADVICE, DIAGNOSIS, OR TREATMENT.

AFFILIATE AND OPTIONAL PURCHASE DISCLOSURE

From time to time, the Company may share links to third-party products or services, including AFFILIATE LINKS, which may result in the Company receiving a commission or other compensation if you choose to make a purchase. Use of any affiliate link is ENTIRELY OPTIONAL. You are free to purchase directly from any provider without using such links. Any discounts or offers provided through affiliate relationships are offered for CONVENIENCE ONLY.

ALL AFFILIATE RELATIONSHIPS ARE DISCLOSED IN ACCORDANCE WITH FTC GUIDELINES.

You are responsible for exercising your own INDEPENDENT JUDGMENT, RESEARCH, AND DUE DILIGENCE before purchasing or using any product or service, whether or not it is referenced by the Company.

INTELLECTUAL PROPERTY

All Content is the INTELLECTUAL PROPERTY OF RICHER LIFE WELLNESS LLC unless otherwise stated.

Unauthorized use, reproduction, or distribution is STRICTLY PROHIBITED.

TECHNOLOGY AND ACCESS DISCLAIMER

The Company does NOT GUARANTEE UNINTERRUPTED ACCESS to the Website or any platforms used to deliver Content. We are not responsible for: outages, delays, technical failures, platform disruptions.

ERRORS AND OMISSIONS

All Content is provided “AS IS” AND “AS AVAILABLE.”

The Company makes NO WARRANTIES regarding: accuracy, completeness, timeliness. The Company is not liable for any reliance on the Content.

LIMITATION OF LIABILITY AND INDEMNIFICATION

TO THE FULLEST EXTENT PERMITTED BY LAW: Richer Life Wellness LLC and its affiliates shall NOT BE LIABLE FOR ANY DAMAGES, including: direct, indirect, incidental, consequential, special or punitive damages.

You agree to INDEMNIFY AND HOLD HARMLESS the Company from any claims, losses, liabilities, or expenses (including attorneys’ fees) arising from: your use of the Website or Content, your violation of this Disclaimer

your violation of any law or third-party rights.

DISPUTE RESOLUTION AND GOVERNING LAW

All disputes are governed by the Company’s TERMS AND CONDITIONS, including: binding arbitration, governing law, venue. If any provision is found invalid, all remaining provisions remain enforceable.

CHANGES TO THIS DISCLAIMER

The Company reserves the right to update this Disclaimer at any time.

CONTINUED USE OF THE WEBSITE CONSTITUTES ACCEPTANCE OF ANY UPDATES.